{"id":30,"date":"2025-09-23T18:11:18","date_gmt":"2025-09-23T15:11:18","guid":{"rendered":"http:\/\/investopedia.su\/?p=30"},"modified":"2025-10-15T12:23:13","modified_gmt":"2025-10-15T09:23:13","slug":"a-financial-trap-for-russians","status":"publish","type":"post","link":"https:\/\/investopedia.su\/en\/a-financial-trap-for-russians\/","title":{"rendered":"Financial Trap for Russians: Starting Nov 1, the Federal Tax Service Disables &#8220;Judicial Mode&#8221; for Debt Collection"},"content":{"rendered":"\n<p>On November 1, 2025, a revolutionary change will come into effect in Russian tax legislation. The Federal Tax Service (FTS) is granted the right to&nbsp;<strong>write off debts indisputably<\/strong>, bypassing the courts. This applies to taxes, contributions, penalties, and fines.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is changing in the usual procedure?<\/strong><\/h2>\n\n\n\n<p>Forget the old scheme where a court stood between the demand for payment and the write-off. Now the algorithm is simplified to two steps:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Issuing a demand for payment.<\/li>\n\n\n\n<li>Direct debit from your card or account after 10 days.<\/li>\n<\/ol>\n\n\n\n<p><strong>Conditions for applying the &#8220;fast write-off&#8221;:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Debt amount \u2264 100,000 rubles.<\/li>\n\n\n\n<li>The debtor is an individual or a sole proprietor (IP).<\/li>\n\n\n\n<li>The 10-day voluntary payment period has expired.<\/li>\n<\/ul>\n\n\n\n<p><strong>The following are now in the crosshairs:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Property taxes (apartment, car, land).<\/li>\n\n\n\n<li>Personal Income Tax (NDFL) for sole proprietors and the self-employed.<\/li>\n\n\n\n<li>Insurance premiums for sole proprietors.<\/li>\n\n\n\n<li>Fines and penalties.<\/li>\n<\/ul>\n\n\n\n<p><strong>A plan to protect against unexpected debits:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Regular Monitoring.<\/strong>\u00a0Make it a habit to check your &#8220;Personal Tax Account&#8221; on the FTS website. This is where official information appears.<\/li>\n\n\n\n<li><strong>Respond Immediately.<\/strong>\u00a0Do not postpone resolving tax issues. You have only 10 days from the moment the demand appears in your account to challenge it.<\/li>\n\n\n\n<li><strong>Financial Strategy.<\/strong>\u00a0If you have disputed debts, consider not keeping all your funds in accounts that could be accessed instantly.<\/li>\n<\/ul>\n\n\n\n<p><strong>Important to know:<\/strong>&nbsp;Although the law provides for the right to appeal, getting already debited money back will be more difficult and time-consuming than preventing the debit itself.<\/p>\n\n\n\n<p>The new procedure is a serious signal for everyone. Tax discipline is becoming more important than ever.<\/p>\n\n\n\n<p><strong>Check your tax history today to avoid problems tomorrow. Get a consultation and sleep soundly.<\/strong><\/p>\n<div class=\"pld-like-dislike-wrap pld-template-1\">\r\n    <div class=\"pld-like-wrap  pld-common-wrap\">\r\n    <a href=\"javascript:void(0)\" class=\"pld-like-trigger pld-like-dislike-trigger  \" title=\"\" data-post-id=\"30\" data-trigger-type=\"like\" data-restriction=\"cookie\" data-already-liked=\"0\">\r\n                        <i class=\"fas fa-thumbs-up\"><\/i>\r\n                <\/a>\r\n    <span class=\"pld-like-count-wrap pld-count-wrap\">    <\/span>\r\n<\/div><div class=\"pld-dislike-wrap  pld-common-wrap\">\r\n    <a href=\"javascript:void(0)\" class=\"pld-dislike-trigger pld-like-dislike-trigger  \" title=\"\" data-post-id=\"30\" data-trigger-type=\"dislike\" data-restriction=\"cookie\" data-already-liked=\"0\">\r\n                        <i class=\"fas fa-thumbs-down\"><\/i>\r\n                <\/a>\r\n    <span class=\"pld-dislike-count-wrap pld-count-wrap\"><\/span>\r\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Let&#8217;s break down how the new law will change the rules for settling accounts with the tax authority and how to avoid losing money.<\/p>\n","protected":false},"author":2,"featured_media":786,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_daextam_enable_autolinks":"","footnotes":""},"categories":[27],"tags":[],"ppma_author":[119],"class_list":["post-30","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-news"],"authors":[{"term_id":119,"user_id":2,"is_guest":0,"slug":"andrew","display_name":"\u042d\u043d\u0434\u0440\u044e \u041a\u043b\u0430\u043c\u0435\u0440","avatar_url":"https:\/\/secure.gravatar.com\/avatar\/007905b9a6719522a6c1d6426fb23320d6bda6c943d6a3ebcd1234aa98c4bb83?s=96&d=robohash&r=g","0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/investopedia.su\/en\/wp-json\/wp\/v2\/posts\/30","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/investopedia.su\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/investopedia.su\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/investopedia.su\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/investopedia.su\/en\/wp-json\/wp\/v2\/comments?post=30"}],"version-history":[{"count":7,"href":"https:\/\/investopedia.su\/en\/wp-json\/wp\/v2\/posts\/30\/revisions"}],"predecessor-version":[{"id":785,"href":"https:\/\/investopedia.su\/en\/wp-json\/wp\/v2\/posts\/30\/revisions\/785"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/investopedia.su\/en\/wp-json\/wp\/v2\/media\/786"}],"wp:attachment":[{"href":"https:\/\/investopedia.su\/en\/wp-json\/wp\/v2\/media?parent=30"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/investopedia.su\/en\/wp-json\/wp\/v2\/categories?post=30"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/investopedia.su\/en\/wp-json\/wp\/v2\/tags?post=30"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/investopedia.su\/en\/wp-json\/wp\/v2\/ppma_author?post=30"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}